Acom Co., Ltd. (TSE: 8572), the consumer-finance arm of the Mitsubishi UFJ group — providing unsecured personal loans, credit-card and loan guarantees, and overseas lending — reported results for the year ended March 31, 2026. Under Japanese GAAP, operating revenue rose 6.3% to ¥337.71 billion, operating profit surged 71.4% to ¥100.39 billion, ordinary profit rose 70.6% to ¥100.51 billion and net profit attributable to owners jumped 147.9% to ¥79.64 billion. EPS was ¥50.83, up from ¥20.51.
Loan and guarantee growth, lower credit costs
The strong result reflected growth in the core loan and credit-guarantee businesses together with lower provisioning, which lifted profit well above the prior year. Comprehensive income rose 80.3% to ¥101.41 billion.
Balance sheet
Total assets stood at ¥1.62 trillion, net assets at ¥782.46 billion and the equity ratio at 44.5%.
Dividend and outlook
Acom raised its annual dividend to ¥22 from ¥14. For the year to March 2027 it guides operating revenue of ¥356.00 billion (+5.4%) but a pullback in earnings, with operating profit of ¥98.00 billion (−2.4%), ordinary profit of ¥98.50 billion (−2.0%) and net profit of ¥63.80 billion (−19.9%), for EPS of ¥40.72, as the exceptional prior-year gains are not expected to repeat.
| Metric | FY3/26 | FY3/25 | YoY |
|---|---|---|---|
| Operating revenue (¥m) | 337,709 | 317,742 | +6.3% |
| Operating profit (¥m) | 100,394 | 58,561 | +71.4% |
| Ordinary profit (¥m) | 100,513 | 58,919 | +70.6% |
| Net profit attrib. (¥m) | 79,635 | 32,124 | +147.9% |
| EPS (¥) | 50.83 | 20.51 | +147.8% |
| Equity ratio | 44.5% | 44.0% | +0.5pp |
| FY3/27 net guidance (¥m) | 63,800 | 79,635 | −19.9% |
JapanStockPulse provides informational content only and does not constitute investment advice. Figures are taken from the company's published earnings short report and may be subject to subsequent revision.